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Welcome to Erik Johnson's Dream North Team's Minocqua, Boulder Junction and Manitowish Waters Real Estate Website

Welcome! Here You Can Find Great Real Estate Information covering the areas of:
Minocqua, Hazelhurst, Lac du Flambeau, Lake Tomahawk, St. Germain, Presque Isle, Sayner, Mercer, Boulder Junction and Manitowish Waters and all of Oneida, Vilas, Iron County properties in Northern Wisconsin.

Looking for cottage property, land, lakefront property, cabins or secluded retreats? We've got it all here!
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Need local real estate information? We've summarized much of what is important about the Minocqua, Lac du Flambeau, Lake Tomahawk, Arbor Vitae, Boulder Junction, Presque Isle, Hazelhurst,Boulder Junction and Manitowish Waters real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a lake home or cottage is one of the biggest events in your life. As top Minocqua, Boulder Junction and Manitowish Waters real estate agents, we have the experience and track record you are looking for. Please let us help.

Erik

School Reports in Minocqua, Boulder Junction and Manitowish Waters, Wisconsin

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Schools in Minocqua, Boulder Junction and Manitowish Waters

Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Q	Where will you find the world's most unusual golf course?
A	The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Erik Johnson's Dream North Team, REALTOR®, real estate agent and broker for Minocqua, Boulder Junction and Manitowish Waters, Wisconsin home listings, property and land for sale - NUMBER1EXPERT

Erik Johnson's Dream North Team
RE/MAX First, Llc
8583 Highway 51 North
PO Box 142
Minocqua, WI. 54548
Phone: 715-892-1234
Fax: 715-356-1849
Email: erikjohnson@NUMBER1EXPERT.com

Erik Johnson, Broker Owner of Re/Max First, LLC, and the Dream North Team are here to serve you with all of your Real Estate inquiries to fulfill your Northwoods Dreams in the Minocqua area. Erik has over 12 years of sales experience and is a proven top producer with CRS and GRI designations, ReMax Hall of Fame Member, Platinum Club Member 2004-2008... Prior PGA golf professional he can even give golf tips..(free) we look forward to meeting you soon...

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